Independent fund analytics · no commissions
Skill or luck? Now you can tell.
Most fund returns are market, style, or sector — not the manager. AlphaPicker scores every Indian fund on genuine stock-picking skill, so you stop paying for last year's luck. We sell nothing and take no commissions. Per SPIVA (S&P Indices Versus Active Funds), 73% of large cap funds lost to the index over 10 years.
Our engine re-fits factor models across every fund in real time.
The problem
How funds are sold today
Walk into any distributor or wealth manager's office and ask why they recommend a fund. The answers are always the same:
Qualitative judgement, dressed up as advice. The SPIVA numbers show where it leads: most recommended funds lose to a simple index fund.
What we do instead
The machinery, not the marketing
Every month, every fund must disclose every holding it owns. That disclosure is where the truth lives — and where we start.
Every signal in our score passed out-of-sample testing on Indian fund data. Famous published signals that failed our test were rejected.
The right fund grows your money dramatically faster over time
A few percentage points of extra annual return compounds into a life-changing gap. See it for yourself.
That's the difference skill makes over 15 years — money that stays in your pocket instead of being lost to mediocre management.
Illustrative projections based on assumed annual returns. Actual returns vary and are not guaranteed.
Every fund return has four ingredients. Only one of them is skill.
We decompose every fund's track record into these four parts, so you can see whether you're paying for talent or just paying for the market.
Market Beta
The tide that lifts all boats. When the market rises, almost every fund rises with it — this is the biggest chunk of most returns and has nothing to do with the manager.
Style & Sector tilts
Factor bets, not skill. Leaning into small-caps, value, or a hot sector can boost returns for a while — but it is a style choice you could replicate with a cheap index.
Stock Selection
The real thing. Returns earned by picking the right stocks within a style — this is the genuine manager alpha that AlphaPicker hunts for and rewards.
Timing
Getting in and out right. Adding value by shifting exposure at the right moments. Real but rare — and we measure whether a manager actually has it.
We monitor all — funds daily so you don't have to.
The AlphaPicker Score
Three things predict future outperformance. We score all three.
Each pillar is grounded in published academic research and validated walk-forward on Indian fund data before it earns a place in the score.
We measure the statistical consistency of pure stock-picking — after stripping out market, style and sector effects with our multi-factor risk model — plus how much of the fund’s behaviour can’t be explained by factors at all. Consistent skill persists; raw returns don’t.
Patient (low churn, measured from actual month-to-month holdings), concentrated in researched ideas, with real weight behind the top-10 positions. Research shows patient, high-conviction managers outperform; closet indexers can’t.
The most robust single predictor in 50 years of fund research: every rupee of fees is a rupee off your return. Low-cost funds start every year ahead.
7 out of 10 funds we pick beat their benchmark.
A high AlphaPicker Score isn't a guess — it's a strong, measurable edge. Here's how our top-scored funds have actually performed.
of top-scored funds beat their benchmark
of low-scored funds beat their benchmark
Fund Rankings
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